Offering Flexible Financing Options
Focus Heating & Cooling is proud to offer flexible financing options to help make your heating and cooling solutions more affordable. We’ve partnered with Maps Credit Union and Wisetack to provide you with a variety of personalized payment plans that work for your budget. With these trusted lending platforms, you can secure financing in seconds without needing to tap into your home equity.
Split your purchase into low monthly payments
Our Financing Partners
Click each image below to learn more about the financing options available through our partners. If you have any questions or need more details, don’t hesitate to call us—we’re here to help!
Maps Credit Union: Maps Credit Union offers fast, personalized financing options using leading lending technology. You can get approved in seconds and find a plan that fits your budget—all without the need to use your home equity.
Wisetack: We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.
- Finance projects up to $25,000*
- Terms from 3 to 120 months*
- APRs range from 0 to 35.9%*
- No hidden fees or compounding interest
Prequalify today with no impact to your credit and contact us to learn about financing your next project!
Prequalify Now
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 per month for 12 months, based on an APR of 8.9% or $400 per month for 3 months, based on a 0% APR. Offers range from 0% to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lenders participate in 0% interest programs. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at wisetack.com/faqs.
Frequently Asked Questions
What are the terms and rates like?
Financing is available from $1,000 to $100,000. Interest rates can be as low as 0% “same-as-cash” with Intro-APR credit card offers, for qualifying applicants. With personal loans, APR’s can range from 5.99% to rates comparable with credit cards. Term lengths are available up to 60 months (five years).
What can I expect for my credit score? What does "personalized offers" mean?
When you fill out the application, you’ll receive personalized offers based on your personal credit history. Offers and application decisions are based on a variety of factors, including credit score, debt-to-income ratio, past bankruptcies and repayment history, how recently you requested credit, etc. The better your credit score, the more likely you are to receive the best offers. Since there is no damage to your credit score, complete the 90-second application to see your personalized pre-approval offers.
How long does the approval and funding process take?
Pre-approval takes 90 seconds. Once you are approved for your loan of choice, you will receive funds in 1-5 business days on average.
Is my information secure?
Yes. Your information is protected with the same industry-leading security as Amazon and Facebook. We take privacy and security extremely seriously and do not store personal information.
